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  • 1300 Home Loan
    Australian mortgage broker company offering search functions, news, tips and more.

  • 24Biz: Payday Loans in 24 Hours
    An organization that provides free assistance in obtaining short-term (payday) loans from 100 to 1000 dollars for US residents who have reached the age of 18 years. It is enough to go to the site, choose the city of your residence and place an online application. After approval, the money will be deposited in a bank account within 24 hours.

  • 5 Star Loans
    A title loan company that operates throughout the Bay Area, Oakland, San Jose and Sacramento.

  • Aussie Loans
    Offers low interest rate personal loans. Calculate, compare and apply for your personal loan online in a few minutes for your situation.

  • Bad Credit Loans
    A company which provides payday loans, short-term loans and loans for bad credit to people with poor credit ratings in the UK.

  • BezBiku
    Offering information about loans without BIK, comparisons, charts and more.

  • Buddy Loans
    A a personal, unsecured loans website. They personal loan between £1,000 to £7,500. Approved by financial conduct authorities.

  • Can
    Helps tp avoiding high interest loans in Canada. Choosing lending products by province based on local usury laws. Reviews of online and storefront payday lenders.

  • Car Loans of America
    Helps people get the auto financing that they need to get a new or used car loan with bad credit.

  • Car Title Loans California
    A title lender in California with offices in Los Angeles, Riverside, San Diego, Orange County, Oxnard, Bakersfield, Fresno, SanJose, Hayward, and Sacramento.

  • Car Title Loans Fast
    Get a Car Title Loan Fast any where in the US through our online portal. Just apply and a professional will contact with you details about getting a title loan up to $50,000.

  • ChwilowkidlaSprytnych
    Operates in loans market (pożyczki chwilówki) in Poland and offer comparisons and rankings that allow for the most optimal choice among numerous loan lenders. We are also a source of valuable knowledge and advice that help potential borrowers in a more comprehensive approach to borrowing money. Tools that we offer are 100% free and online.

  • Commercial Loan Direct
    A technology based commercial mortgage correspondent lender and apartment mortgage banker originating commercial and apartment loans nationwide.

  • Embassy Auto Title Loans
    An auto equity loan providers in the state of Florida for over 10 years. They provide loans based on the equity of your vehicle and not based on your credit.

  • Find Loans in New Zealand
    A comprehensive portal offering information, tips and advice on NZ loan related topics. On their website a user can find reviews of NZ loan providers as well.

  • Flash Car Title Loans
    Based in Orange, CA the company offers cash loans for all credit applicants.

  • Fresno Title Loan
    Offers car title loans in Fresno California. Users can submit an online loan application.

  • Gain Credit
    A Singapore based licensed money lender approved by the Insolvency and Public Trustee's Office (IPTO) to provide legal financial loans for local and foreigner businesses as well as private property loan to local citizens and foreigners with valid working permits.

  • Lainapanimo
    A loan comparison and resource site intended for Finnish consumers that allow people to quickly and thoroughly look up and compare Finland based lenders and their loan products.

  • Nevada Payday Lenders
    Lists and compares many of the largest payday loan companies that provide financing in Nevada. There's also a subsection that focuses on lenders who specialize in providing loans in the greater Las Vegas area.

    Located in Madrid, Spain, the company provides short term loans for Spain residents up to 1000€. No credit checks required. No Documents needed. Its 100% Secure & Confidential. Very small and simple application form.

  • Payday Loans South Africa
    Provides payday loans for South African residents up to R2500. No credit checks required.

  • Pluto Finance
    Residential lender provides residential development funding. Offers loans to the London and South East development market.

  • Prestamos Auto Titulo
    Helps Spanish speaking clients to get the car title loan that they need.

  • ProMed Financial
    An industry leader in financing for healthcare professionals and organizations. Their team of experts works exclusively within healthcare and are experienced in navigating solo startups to transactions with large-scale medical service organizations. The company also specializes in negotiating practice sales.

  • TFC Title Loans
    Helping people get a car title loan by using the equity that they have in their vehicle.

  • TFC Title Loans
    Offers car title loans and provides same day funding. Established in 1994.

  • TFC Title Loans
    Assists any individual going through financial hardship. They provide same day funding and work with bad credit scores.

    Auto and car title loans in Sacramento, Ca.

  • TNL Car Title Loans
    A vehicle collateral lender that helps people get money quickly by borrowing against the equity in your car, pickup truck, or SUV.

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At the most basic level, a loan is one entity giving an asset to another for a specific period of time, at which point the asset must be returned. The entities involved can be people, businesses, banks or governments. The asset can be just about anything; however, by far the most common asset to be loaned is money. The period of time varies from contract to contract.

Loans web directory

Some loans, such as one person lending a lawnmower to a neighbor, are without cost and have a short duration. These are not the norm. The most standard type of loan is a financial institution -- usually a bank or credit union -- lending a certain sum of money to a person or business that needs more money on hand than they currently have access to. These types of loans are not without cost.

The cost associated with a loan is called interest. When a sum of money is loaned to a person or business, each month that person or business must pay back a portion of the loan. The exact amount owed is calculated from the remaining balance of the loan plus an interest rate. This way the bank or financial institution makes money by lending money. This allows them to lend more money to more people, and make more profit to continue the cycle.

Loans are generally subject to a great deal of oversight. Each loan is attached to a contract with significant penalties for non-repayment. Usually the penalties result in more money being owed in the future. Borrowers can manage the amount of money owed by paying more than the minimum repayment amount each month.

The less they pay each month, the more principle balance remains, and the more money is added due to interest rates. Typically, borrowers receive loans to pay for large purchases, such as college tuition, a new vehicle, a new home or funding a business.