At the most basic level, a loan is one entity giving an asset to another for a specific period of time, at which point the asset must be returned. The entities involved can be people, businesses, banks or governments. The asset can be just about anything; however, by far the most common asset to be loaned is money. The period of time varies from contract to contract.

Loans web directory
Loans?

Some loans, such as one person lending a lawnmower to a neighbor, are without cost and have a short duration. These are not the norm. The most standard type of loan is a financial institution -- usually a bank or credit union -- lending a certain sum of money to a person or business that needs more money on hand than they currently have access to. These types of loans are not without cost.

The cost associated with a loan is called interest. When a sum of money is loaned to a person or business, each month that person or business must pay back a portion of the loan. The exact amount owed is calculated from the remaining balance of the loan plus an interest rate. This way the bank or financial institution makes money by lending money. This allows them to lend more money to more people, and make more profit to continue the cycle.

Loans are generally subject to a great deal of oversight. Each loan is attached to a contract with significant penalties for non-repayment. Usually the penalties result in more money being owed in the future. Borrowers can manage the amount of money owed by paying more than the minimum repayment amount each month.

The less they pay each month, the more principle balance remains, and the more money is added due to interest rates. Typically, borrowers receive loans to pay for large purchases, such as college tuition, a new vehicle, a new home or funding a business.

There are 71 Loans web directory related resources in this category!

  • 1300 Home Loan
    Australian mortgage broker company offering search functions, news, tips and more.
    http://www.1300homeloan.com.au

  • 5 Star Loans
    A title loan company that operates throughout the Bay Area, Oakland, San Jose and Sacramento.
    http://5starloans.com

  • Aussie Loans
    Offers low interest rate personal loans. Calculate, compare and apply for your personal loan online in a few minutes for your situation.
    http://www.aussie.com.au/personalloans/

  • BezBiku
    Offering information about loans without BIK, comparisons, charts and more.
    http://www.bezbiku.info/

  • Can Payday.ca
    Helps tp avoiding high interest loans in Canada. Choosing lending products by province based on local usury laws. Reviews of online and storefront payday lenders.
    http://www.canpayday.ca

  • Car Title Loans Fast
    Get a Car Title Loan Fast any where in the US through our online portal. Just apply and a professional will contact with you details about getting a title loan up to $50,000.
    http://fasttitleloanhq.com

  • ChwilowkidlaSprytnych
    Operates in loans market (pożyczki chwilówki) in Poland and offer comparisons and rankings that allow for the most optimal choice among numerous loan lenders. We are also a source of valuable knowledge and advice that help potential borrowers in a more comprehensive approach to borrowing money. Tools that we offer are 100% free and online.
    http://chwilowkidlasprytnych.com

  • Commercial Loan Direct
    A technology based commercial mortgage correspondent lender and apartment mortgage banker originating commercial and apartment loans nationwide.
    http://www.commercialloandirect.com/

  • Find Loans in New Zealand
    A comprehensive portal offering information, tips and advice on NZ loan related topics. On their website a user can find reviews of NZ loan providers as well.
    http://loansfinder.co.nz/

  • Flash Car Title Loans
    Based in Orange, CA the company offers cash loans for all credit applicants.
    http://titleloanorangeca.com

  • Gain Credit
    A Singapore based licensed money lender approved by the Insolvency and Public Trustee's Office (IPTO) to provide legal financial loans for local and foreigner businesses as well as private property loan to local citizens and foreigners with valid working permits.
    http://www.gaincredit.org/

  • OnlineCreditoEspana.es
    Located in Madrid, Spain, the company provides short term loans for Spain residents up to 1000€. No credit checks required. No Documents needed. Its 100% Secure & Confidential. Very small and simple application form.
    https://www.onlinecreditoespana.es

  • Payday Loans South Africa
    Provides payday loans for South African residents up to R2500. No credit checks required.
    https://www.easypayday.co.za

  • Pluto Finance
    Residential lender provides residential development funding. Offers loans to the London and South East development market.
    http://www.pluto-finance.com/

  • PropertyDevelopmentFinance.Com
    Users can find and compare lenders who specialise in providing property development loans to developers within the UK.
    http://www.propertydevelopmentfinance.com/property-development-loans.html

  • 1st Choice Car Title Loans
    Provides car title loans to the residents of Anaheim and its surroundings. They have a professional team of finance experts who will help you get the cash you need quickly and easily.
    http://1stchoiceloans.co/car-title-loans-anaheim/

  • 5 Star Loans Fresno
    An auto title loan company that is based throughout California. They are introducing our new office in Fresno to the public, a new place that can provide instant financial relief regardless to your credit score
    http://5starloans.com/fresno

  • 500FastCash.co
    Offers quick unsecured loans online. Visitors can apply online and get approved as soon as in 1 hour. No faxing are required.
    http://500fastcash.co

  • Alameda Title Loans
    Offers low interest secured loans using one's car as collateral.
    http://alamedatitleloan.com

  • Anna's Car Title Loans
    Offers not only good rates but also a professional service by experienced financial advisers.
    http://titleloan-losangeles.com/

  • Blue Rock Car Title Loans
    Offer a discreet and fully certified service with a loan option for applicants of all types. Applicants can be offered good credit for bad credit, providing low rate loans as a promising option compared to other loan alternatives.
    http://bluerocktitleloans.com/

  • Boost Title Loans
    Personal loans & car title loans company that are secured with your car. The loan amount is worked out according to the value of your car and the lien moves over to the lender for the life of the loan. Once you have repaid the loan, it will return to you.
    http://boosttitleloans.com/

  • Bridging Loans
    FCA Regulated bridging loan rates from 0.59%, open 9am-9pm, 7 days a week, immediate answer on all cases and situations, all property & land considered.
    https://www.bridgingloans.co.uk

  • Business USA
    This is a government program where people can search for loans and grants. They are there to help you start, grow, or finance your small business. They also help people find new business opportunities.
    http://business.usa.gov/

  • Canadian Loan Directory
    Directory of companies providing financing to Canadian residents and businesses. Includes listings for mortgages, unsecured loans, debt consolidation, refinancing, lines of credit, and other loans.
    http://www.yourloan.ca

  • Car Title Loans in Los Angeles
    Provides secured loans online for all credit applicants.
    http://cartitleloansla.com/

  • Car Title Loans in Sacramento
    Sacramento Title Loans offer personal loans that can range from $2600 all the way up to $20,000. These are cash loans that can be used for any purpose, making them ideal for times when you have financial troubles or need some extra cash for a big expense.
    http://cartitleloan-sacramento.com/

  • Car Title Loans Moreno Valley
    Provides immediate and reliable car title loans in Moreno Valley, CA.
    http://ontheflytitleloans.com/

  • CareCredit
    This company gives pet owners a way to pay their veterinary bills. People can also use these loans to help pay for their dental work. It allows companies to pay while the owners can pay them a little at a time.
    http://www.carecredit.com

  • Cash Car Title Loans Guru Bakersfield
    A loan agency located in Bakersfield, California. Their expertise is in the field of car title loans, giving loans in the sum between $2600 and $20,000.
    http://cashloansguru.com/

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