IVA is a service that assists individuals in managing and reducing their debts. Their offerings include reducing accumulated debts to ₤70 per month, which provides a simplified and manageable repayment plan for their clients. In addition to providing debt help, IVA also offers assistance in writing off debt and mitigating contacts from creditors.

IVA covers a broad range of debt types, including business debts, council tax debts, car finance, CCJ debt, debit card debt, gambling debt, guarantor debt, credit card debt, HMRC debt, mobile phone debt, utility debt, loans, payday loan, and rent arrears. This means IVA offers comprehensive solutions for a variety of financial issues, accommodating various client needs. Moreover, they provide ways to ensure the clients' personal finance is under control, with their services extending to money management, getting the most from salary, and saving money.

The company also assists in dealing with different debt collectors, providing help in handling and negotiating with numerous financial recovery companies, such as Moorcroft Debt Recovery, JC International Acquisition, Arvato Financial Solutions, Past Due Credit Solutions, CCP Collect, Lowell Financial Ltd, Cabot Financial, BPO Collections, Capquest Debt Recovery, and Advantis Credit.

In addition to debt management and negotiation, IVA provides support in terms of IVA inquiries, explaining and providing guidance on various aspects related to IVA, such as how to choose an IVA company, limitations of debt for starting an IVA, effects of an IVA on a CCJ, considerations when planning to travel or leave the country during an IVA period, implications of a windfall in an IVA, requirements to use savings towards an IVA, and pension implications with an IVA.

Furthermore, the company offers free initial consultations, allowing prospective clients to understand the scope and potential benefits of their services before making a commitment. This provides individuals the opportunity to evaluate the applicability of the IVA services to their financial situation.

In conclusion, IVA is a comprehensive service that assists with numerous aspects of debt management, negotiation, and reduction, providing valuable guidance and support for individuals in need of financial assistance. Their range of debt management solutions and personalized advice on specific debt situations make them a potential option for those seeking to manage their financial challenges.