{"id":22276,"date":"2023-08-25T05:05:42","date_gmt":"2023-08-25T05:05:42","guid":{"rendered":"https:\/\/www.cqwen.com\/?p=1731"},"modified":"2025-03-23T03:10:04","modified_gmt":"2025-03-23T08:10:04","slug":"what-is-residual-market-insurance","status":"publish","type":"post","link":"https:\/\/www.jasminedirectory.com\/blog\/what-is-residual-market-insurance\/","title":{"rendered":"What is Residual Market Insurance?"},"content":{"rendered":"

Residual market insurance is an important part of the insurance industry, yet plenty of people misunderstand it. It covers those who cannot buy insurance through the voluntary market, and it acts as a safety net for people shut out of the usual channels. This article walks through the basics and explains why the coverage matters.<\/p>\n

Residual market insurance is provided by the government or a state-sponsored organization. It exists to cover those who cannot get insurance through the voluntary market. The coverage usually costs more than voluntary market insurance, but it is necessary for people who have no other way to get covered.<\/p>\n

The coverage usually comes in two forms: assigned risk plans and joint underwriting associations. The state runs assigned risk plans to cover those who cannot get coverage through the voluntary market. A group of insurers runs joint underwriting associations, which serve the same purpose for the same population.<\/p>\n

The cost of residual market insurance runs higher than voluntary market insurance. That is because covering people who cannot get voluntary coverage carries more risk. On top of that, running the program tends to cost more than running the voluntary market.<\/p>\n

Residual market insurance is an important part of the insurance industry. It covers those who cannot get coverage through the voluntary market and gives them a safety net when the usual routes are closed. Understanding how it works and why it matters is worth the effort.<\/p>\n

How residual market insurance can help protect your business<\/h1>\n

Businesses of every size face a range of risks, from natural disasters to cyberattacks. To guard against them, many businesses buy insurance policies. But some businesses struggle to get coverage through the voluntary insurance market because of their size, their industry, or other factors. For them, residual market insurance can add an important layer of protection.<\/p>\n

Residual market insurance is available to businesses that cannot get coverage through the voluntary insurance market. State-run insurance pools usually offer it, funded by assessments on insurers that write policies in the voluntary market. By pooling resources, these pools can offer coverage to businesses that might otherwise go without.<\/p>\n

This coverage can protect a business that cannot get insurance through the voluntary market. It can shield assets and operations from natural disasters, cyberattacks, and other unforeseen events. It can also help a business meet state and federal rules that require certain types of insurance.<\/p>\n

The coverage can also cost less than what the voluntary insurance market offers. The pools that provide it spread the risk across a larger group of insureds, which helps keep premiums down.<\/p>\n

For businesses locked out of the voluntary insurance market, residual market insurance adds real protection. It guards assets and operations against a range of risks and helps meet state and federal requirements, often at a lower price than voluntary coverage. That makes it a valuable tool for any business trying to protect its operations.<\/p>\n

Understanding the different types of residual market insurance<\/h1>\n

Residual market insurance is available to individuals and businesses that cannot get coverage through the voluntary insurance market. State-sponsored insurance pools usually provide it, and it is meant to cover people considered high-risk or otherwise unable to get voluntary coverage. It can help those who need it, but it pays to understand the different types available and what each costs.<\/p>\n

The first type is assigned risk insurance. State-sponsored insurance pools usually provide it to cover people considered high-risk or otherwise unable to get voluntary coverage. Assigned risk insurance tends to cost more than voluntary coverage, because the policyholder carries more risk.<\/p>\n

The second type is shared market insurance. Private insurers usually provide it, again for people considered high-risk or otherwise unable to get voluntary coverage. Shared market insurance tends to cost less than assigned risk insurance, because the policyholder carries less risk.<\/p>\n

The third type is surplus lines insurance. Non-admitted insurers usually provide it for the same high-risk population. Surplus lines insurance tends to be the most expensive of the three, because the policyholder carries the most risk.<\/p>\n

So the three types differ in price as well as source. Assigned risk insurance costs more than voluntary coverage, shared market insurance costs less than assigned risk, and surplus lines insurance costs the most. Knowing the options and their prices helps individuals and businesses choose the coverage they need.<\/p>\n

The benefits of residual market insurance for high-risk industries<\/h1>\n

High-risk industries, such as construction, manufacturing, and transportation, often cannot get insurance from the voluntary market because of the potential for large losses. In those cases, residual market insurance offers a solution. A state-sponsored insurer provides it when a policyholder cannot get coverage from the voluntary market.<\/p>\n

Residual market insurance brings several benefits to high-risk industries. First, it opens access to coverage that would otherwise be off the table. Without it, many high-risk businesses could not get the coverage they need, which could mean heavy financial losses after an accident or other incident.<\/p>\n

Second, it can cost less than voluntary market coverage. The state-sponsored insurer spreads the risk across a larger pool of policyholders, which helps keep premiums down. That helps small businesses<\/a> that may not be able to afford the higher premiums of the voluntary market.<\/p>\n

Third, it offers peace of mind. Knowing that coverage is available, even at a higher price than the voluntary market, can ease stress and provide a sense of security.<\/p>\n

For high-risk industries that cannot get coverage from the voluntary market, residual market insurance is a practical answer. It opens access to coverage that would otherwise be unavailable, often at a lower cost than the voluntary market, and it gives policyholders peace of mind. That makes it a valuable asset for high-risk industries.<\/p>\n

How to choose the right residual market insurance for your business<\/h1>\n

Choosing the right residual market insurance for your business comes down to a few key factors. This coverage is available to businesses that cannot get insurance from the voluntary market. To decide which type fits your business, you need to understand how the voluntary and residual markets differ.<\/p>\n

Start with those differences. The voluntary market is made up of private insurance companies that cover businesses meeting their criteria. They set their own rates and terms and answer to no government regulator. The residual market is made up of government-sponsored insurance companies that cover businesses shut out of the voluntary market. These companies answer to government regulation, and the government sets their rates and terms.<\/p>\n

Next, think about the type of coverage available in the residual market. The options include property, liability, and workers’ compensation. Understanding how these differ helps you pick the coverage your business needs.<\/p>\n

Then weigh the cost. Residual market insurance usually costs more than voluntary coverage, because the government-sponsored companies operate under government regulation and the government sets their rates and terms. Compare the cost of coverage from the voluntary and residual markets to see which is most cost-effective for your business<\/a>.<\/p>\n

Finally, look at customer service. Choose an insurance company that will answer questions and help when you need it, and one that will work with you to build a policy that fits your specific needs.<\/p>\n

Weigh these factors and you can decide which type of residual market insurance suits your business. Understanding how the voluntary and residual markets differ is the foundation of that decision. Take the time to compare the cost of coverage from both markets, and you can get the right coverage for your business at the best price.<\/p>\n","protected":false},"excerpt":{"rendered":"

Residual market insurance is an important part of the insurance industry, yet plenty of people misunderstand it. It covers those who cannot buy insurance through the voluntary market, and it acts as a safety net for people shut out of the usual channels. This article walks through the basics and explains why the coverage matters. […]<\/p>\n","protected":false},"author":1,"featured_media":1848,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[771,778],"tags":[],"class_list":["post-22276","post","type-post","status-publish","format-standard","has-post-thumbnail","category-general","category-property"],"yoast_head":"\nWhat is Residual Market Insurance?<\/title>\n<meta name=\"description\" content=\"Residual market insurance is an important part of the insurance industry, yet plenty of people misunderstand it. It covers those who cannot buy insurance\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.jasminedirectory.com\/blog\/what-is-residual-market-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is Residual Market Insurance?\" \/>\n<meta property=\"og:description\" content=\"Residual market insurance is an important part of the insurance industry, yet plenty of people misunderstand it. It covers those who cannot buy insurance\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.jasminedirectory.com\/blog\/what-is-residual-market-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Jasmine Business Directory\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/jasminedirectory\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/robert.gombos\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-25T05:05:42+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-23T08:10:04+00:00\" \/>\n<meta name=\"author\" content=\"Gombos Atila Robert\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@jasminedir\" \/>\n<meta name=\"twitter:site\" content=\"@jasminedir\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/what-is-residual-market-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/what-is-residual-market-insurance\\\/\"},\"author\":{\"name\":\"Gombos Atila Robert\",\"@id\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/#\\\/schema\\\/person\\\/088f91f4a09b0333a72c29560bcb6486\"},\"headline\":\"What is Residual Market Insurance?\",\"datePublished\":\"2023-08-25T05:05:42+00:00\",\"dateModified\":\"2025-03-23T08:10:04+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/what-is-residual-market-insurance\\\/\"},\"wordCount\":1248,\"publisher\":{\"@id\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/what-is-residual-market-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"\",\"articleSection\":[\"General\",\"Property\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/what-is-residual-market-insurance\\\/\",\"url\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/what-is-residual-market-insurance\\\/\",\"name\":\"What is Residual Market Insurance?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/what-is-residual-market-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/what-is-residual-market-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"\",\"datePublished\":\"2023-08-25T05:05:42+00:00\",\"dateModified\":\"2025-03-23T08:10:04+00:00\",\"description\":\"Residual market insurance is an important part of the insurance industry, yet plenty of people misunderstand it. It covers those who cannot buy insurance\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/what-is-residual-market-insurance\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/what-is-residual-market-insurance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/what-is-residual-market-insurance\\\/#primaryimage\",\"url\":\"\",\"contentUrl\":\"\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/what-is-residual-market-insurance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Blog\",\"item\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What is Residual Market Insurance?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/\",\"name\":\"Jasmine's Business Directory Blog\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/#organization\",\"name\":\"Jasmine Business Directory\",\"alternateName\":\"Jasmine Directory\",\"url\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/Jasmine-directory-logo-official.jpg\",\"contentUrl\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/Jasmine-directory-logo-official.jpg\",\"width\":512,\"height\":512,\"caption\":\"Jasmine Business Directory\"},\"image\":{\"@id\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/jasminedirectory\\\/\",\"https:\\\/\\\/x.com\\\/jasminedir\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/jasminedirectory\\\/\",\"https:\\\/\\\/www.pinterest.com\\\/jasminedir\\\/\",\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/Jasmine_Directory\",\"https:\\\/\\\/www.crunchbase.com\\\/organization\\\/jasmine-directory\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/#\\\/schema\\\/person\\\/088f91f4a09b0333a72c29560bcb6486\",\"name\":\"Gombos Atila Robert\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/wp-content\\\/litespeed\\\/avatar\\\/cfc93b692b3469fdbcf2be9b45c0355e.jpg?ver=1786053602\",\"url\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/wp-content\\\/litespeed\\\/avatar\\\/cfc93b692b3469fdbcf2be9b45c0355e.jpg?ver=1786053602\",\"contentUrl\":\"https:\\\/\\\/www.jasminedirectory.com\\\/blog\\\/wp-content\\\/litespeed\\\/avatar\\\/cfc93b692b3469fdbcf2be9b45c0355e.jpg?ver=1786053602\",\"caption\":\"Gombos Atila Robert\"},\"description\":\"Gombos Atila Robert brings over 15 years of specialized experience in marketing, particularly within the software and Internet sectors. His academic background is equally robust, as he holds Bachelor\u2019s and Master\u2019s degrees in relevant fields, along with a Doctorate in Visual Arts.\",\"sameAs\":[\"https:\\\/\\\/atilagombos.com\\\/\",\"https:\\\/\\\/www.facebook.com\\\/robert.gombos\\\/\",\"https:\\\/\\\/www.instagram.com\\\/jasmine.directory\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/robertgombos\\\/\",\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/Jasmine_Directory\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What is Residual Market Insurance?","description":"Residual market insurance is an important part of the insurance industry, yet plenty of people misunderstand it. It covers those who cannot buy insurance","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.jasminedirectory.com\/blog\/what-is-residual-market-insurance\/","og_locale":"en_US","og_type":"article","og_title":"What is Residual Market Insurance?","og_description":"Residual market insurance is an important part of the insurance industry, yet plenty of people misunderstand it. It covers those who cannot buy insurance","og_url":"https:\/\/www.jasminedirectory.com\/blog\/what-is-residual-market-insurance\/","og_site_name":"Jasmine Business Directory","article_publisher":"https:\/\/www.facebook.com\/jasminedirectory\/","article_author":"https:\/\/www.facebook.com\/robert.gombos\/","article_published_time":"2023-08-25T05:05:42+00:00","article_modified_time":"2025-03-23T08:10:04+00:00","author":"Gombos Atila Robert","twitter_card":"summary_large_image","twitter_creator":"@jasminedir","twitter_site":"@jasminedir","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.jasminedirectory.com\/blog\/what-is-residual-market-insurance\/#article","isPartOf":{"@id":"https:\/\/www.jasminedirectory.com\/blog\/what-is-residual-market-insurance\/"},"author":{"name":"Gombos Atila Robert","@id":"https:\/\/www.jasminedirectory.com\/blog\/#\/schema\/person\/088f91f4a09b0333a72c29560bcb6486"},"headline":"What is Residual Market Insurance?","datePublished":"2023-08-25T05:05:42+00:00","dateModified":"2025-03-23T08:10:04+00:00","mainEntityOfPage":{"@id":"https:\/\/www.jasminedirectory.com\/blog\/what-is-residual-market-insurance\/"},"wordCount":1248,"publisher":{"@id":"https:\/\/www.jasminedirectory.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.jasminedirectory.com\/blog\/what-is-residual-market-insurance\/#primaryimage"},"thumbnailUrl":"","articleSection":["General","Property"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.jasminedirectory.com\/blog\/what-is-residual-market-insurance\/","url":"https:\/\/www.jasminedirectory.com\/blog\/what-is-residual-market-insurance\/","name":"What is Residual Market Insurance?","isPartOf":{"@id":"https:\/\/www.jasminedirectory.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.jasminedirectory.com\/blog\/what-is-residual-market-insurance\/#primaryimage"},"image":{"@id":"https:\/\/www.jasminedirectory.com\/blog\/what-is-residual-market-insurance\/#primaryimage"},"thumbnailUrl":"","datePublished":"2023-08-25T05:05:42+00:00","dateModified":"2025-03-23T08:10:04+00:00","description":"Residual market insurance is an important part of the insurance industry, yet plenty of people misunderstand it. It covers those who cannot buy insurance","breadcrumb":{"@id":"https:\/\/www.jasminedirectory.com\/blog\/what-is-residual-market-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.jasminedirectory.com\/blog\/what-is-residual-market-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.jasminedirectory.com\/blog\/what-is-residual-market-insurance\/#primaryimage","url":"","contentUrl":""},{"@type":"BreadcrumbList","@id":"https:\/\/www.jasminedirectory.com\/blog\/what-is-residual-market-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.jasminedirectory.com\/blog\/"},{"@type":"ListItem","position":2,"name":"What is Residual Market Insurance?"}]},{"@type":"WebSite","@id":"https:\/\/www.jasminedirectory.com\/blog\/#website","url":"https:\/\/www.jasminedirectory.com\/blog\/","name":"Jasmine's Business Directory Blog","description":"","publisher":{"@id":"https:\/\/www.jasminedirectory.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.jasminedirectory.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.jasminedirectory.com\/blog\/#organization","name":"Jasmine Business Directory","alternateName":"Jasmine Directory","url":"https:\/\/www.jasminedirectory.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.jasminedirectory.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.jasminedirectory.com\/blog\/wp-content\/uploads\/2025\/05\/Jasmine-directory-logo-official.jpg","contentUrl":"https:\/\/www.jasminedirectory.com\/blog\/wp-content\/uploads\/2025\/05\/Jasmine-directory-logo-official.jpg","width":512,"height":512,"caption":"Jasmine Business Directory"},"image":{"@id":"https:\/\/www.jasminedirectory.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/jasminedirectory\/","https:\/\/x.com\/jasminedir","https:\/\/www.linkedin.com\/company\/jasminedirectory\/","https:\/\/www.pinterest.com\/jasminedir\/","https:\/\/en.wikipedia.org\/wiki\/Jasmine_Directory","https:\/\/www.crunchbase.com\/organization\/jasmine-directory"]},{"@type":"Person","@id":"https:\/\/www.jasminedirectory.com\/blog\/#\/schema\/person\/088f91f4a09b0333a72c29560bcb6486","name":"Gombos Atila Robert","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.jasminedirectory.com\/blog\/wp-content\/litespeed\/avatar\/cfc93b692b3469fdbcf2be9b45c0355e.jpg?ver=1786053602","url":"https:\/\/www.jasminedirectory.com\/blog\/wp-content\/litespeed\/avatar\/cfc93b692b3469fdbcf2be9b45c0355e.jpg?ver=1786053602","contentUrl":"https:\/\/www.jasminedirectory.com\/blog\/wp-content\/litespeed\/avatar\/cfc93b692b3469fdbcf2be9b45c0355e.jpg?ver=1786053602","caption":"Gombos Atila Robert"},"description":"Gombos Atila Robert brings over 15 years of specialized experience in marketing, particularly within the software and Internet sectors. His academic background is equally robust, as he holds Bachelor\u2019s and Master\u2019s degrees in relevant fields, along with a Doctorate in Visual Arts.","sameAs":["https:\/\/atilagombos.com\/","https:\/\/www.facebook.com\/robert.gombos\/","https:\/\/www.instagram.com\/jasmine.directory\/","https:\/\/www.linkedin.com\/in\/robertgombos\/","https:\/\/en.wikipedia.org\/wiki\/Jasmine_Directory"]}]}},"_links":{"self":[{"href":"https:\/\/www.jasminedirectory.com\/blog\/wp-json\/wp\/v2\/posts\/22276","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jasminedirectory.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jasminedirectory.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jasminedirectory.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jasminedirectory.com\/blog\/wp-json\/wp\/v2\/comments?post=22276"}],"version-history":[{"count":0,"href":"https:\/\/www.jasminedirectory.com\/blog\/wp-json\/wp\/v2\/posts\/22276\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.jasminedirectory.com\/blog\/wp-json\/wp\/v2\/media?parent=22276"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jasminedirectory.com\/blog\/wp-json\/wp\/v2\/categories?post=22276"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jasminedirectory.com\/blog\/wp-json\/wp\/v2\/tags?post=22276"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}