Banking services consist of various ways that banks help customers. These services are related to options available through the bank for customers who want to keep money in a financial institution. Options may vary among financial institutions but may include checking and savings accounts, wire transfers, purchasing foreign currency, investment accounts and loans.

Banking web directory
Banking Services

Checking and savings accounts are usually primary options that many banks use to attract customers. However, many banks offer a broad range of services to customers that go beyond the standard checking and savings accounts. Most banking services also include brokerage and retirement accounts. Typically, financial advisers employed by the bank assist customers with making investment decisions.

A certificate of deposit (CD) account is the most common type of investment product available through banks. A CD is similar to a savings account with one exception. Funds deposited into a standard savings account are usually available at any time for customers to withdraw. With a CD, customers cannot access funds for a minimum of six months after opening the account.

Banking services may also include credit card products. Any commercial bank can offer a credit card to consumers. National and regional banks often have cards for different groups of people such as sorority members, college alumni and members of professional associations.

Loans are another banking service provided as a convenience to customers. In many cases, customers can borrow money from the bank for education expenses, automobile purchases and home mortgages. Most profits for banks come from loans that help customers make large purchases. Additionally, banks may offer customers unsecured personal loans. Larger financial institutions might loan money to customers to purchase commodities and stocks.

Other banking services tend to vary based on the financial institution and geographic location. Such services may include online account management, bill paying, safety deposit boxes and money management.

There are 19 Banking services web directory related resources in this category!

  • Bank of America
    Has locations in several states. Offers services such as checking, savings, loans, credit cards, investing, and retirement plans.
    https://www.bankofamerica.com

  • BB&T Bank
    Online services, investing, insurance, checking and savings, and loans.
    http://www.bbt.com/

  • Chase
    Chase offers credit card services, checking, savings, re-loadable cards, gift cards, lending, and much more.
    https://www.chase.com/

  • CitiBank
    Offers Lending, banking, investment, and credit card services.
    https://online.citibank.com/

  • Comercia
    Personal and small business banking, also wealth management and commercial services.
    https://www.comerica.com

  • First Bank
    Includes personal and business banking as well as mortgage and insurance services.
    https://secure.firstbancorp.com/

  • First Citizens Bank
    Services include personal and business loans, online banking, checking and savings, as well as insurance and investment banking.
    https://www.firstcitizens.com/

  • Four Oaks Bank
    Offers services such as personal and business banking, loans, and planning and investment services.
    http://www.fouroaksbank.com/

  • Genisys Credit Union
    Explore all of the checking, savings, auto and recreational vehicle loan services and mortgage and business accounts you can benefit from at this credit union that has branches across the United States.
    https://www.genisyscu.org/

  • Harrington Bank
    Based in Raleigh NC, offers banking by mail, online, and over the phone.
    http://www.bankatharrington.com/

  • Nusenda Credit Union
    From auto loans to personal checking to business accounts and more, Nusenda Credit Union offers a wide range of personalized banking solutions.
    http://www.nusenda.org/

  • Personal Money Service: Small Business Loans
    Offers variety of services including: various online loans, mortgage and debt consolidation.
    http://personalmoneyservice.com/small-business-loans/

  • PNC Bank
    Offers checking, savings, mortgages, loans, credit cards, retirement, and student services.
    https://www.pnc.com

  • RBC Bank
    Provides checking, debit card, credit card, loan, online bill pay,and remote deposit services.
    http://www.rbcbank.com/

  • SunTrust Bank
    Offers banking services as well as loans and retirement planning.
    https://www.suntrust.com/

  • TCF Bank
    Personal and small business banking,also commercial and leasing services.
    http://www.tcfbank.com/

  • TD Bank
    Provides investment banking, checking, home equity loans, credit cards, and different types of insurance services.
    http://www.tdbank.com/

  • US Bank
    Offers checking, savings, credit and prepaid cards, mortgage and loans.
    http://www.usbank.com

  • Wells Fargo
    Includes services to small businesses, commercial accounts, personal loans, checking, online banking, and bill pay.
    https://www.wellsfargo.com/